- +254204409330
- info@velocity.co.ke
- P.O. Box 43351 -00100 Nairobi
Banking Software Expertise
// EXPERT
Temenos Infinity
Accelerate your digital transformation initiatives with world-class front and middle office transactional capabilities and reimagine customer engagement by creating consistent, seamless and human experiences across channels.
Read More…
Read More…
// EXPERT
Temenos Transact / T24
Combining cutting edge banking technology with flexible and extensive business support. Temenos Transact is the most successful and widely used digital core-banking solution in the world.
Using cloud native and agnostic technology, Temenos Transact provides the most extensive and richest set of banking functionality across retail, corporate, treasury, wealth and payments.
Read More…
Using cloud native and agnostic technology, Temenos Transact provides the most extensive and richest set of banking functionality across retail, corporate, treasury, wealth and payments.
Read More…
Temenos Infinity
Temenos Infinity is the platform for business transformation that helps financial institutions to accelerate their digital transformation initiatives, bringing world-class front and middle office transactional capabilities. It enables financial institutions to reimagine the way that they engage with their customers – through both digital and physical channels – creating a consistent and seamless experience.
Digital Banking Platform Architecture
Core Agnostic
Temenos Infinity Retail is independent of the core banking system. The solution uses APIs to support multiple vendor cores, internally built systems, or Temenos Transact. Hosting can be based in the cloud or on-premise.
Scalable Cloud Native
The solution is highly scalable and is built using cloud-native and cloud-agnostic technology. This means that it can elastically scale up and down as required by the varying volumes of concurrent users while allowing for efficient and resilient operation.
Distribution Services
API-driven microservices in Temenos Infinity allows the separation of client phrasing application of back end systems, increasing agility and speeding time to market for apps built both by financial institutions themselves and by Temenos and its partners.
Event store
Make your banking apps fully reactive to changes that happened in the business by utilizing the event-driven architecture of Temenos Infinity. Every action by the user is logged as a change and any front-end service can subscribe to an individual stream of events that enables the apps to consume changes coming from your bank.
Front-end Object Services
Temenos Infinity supports rapid app building by delivering an extensive set of reusable front-end objects that can be used by financial institutions themselves and by Temenos or its partners to construct apps. Thanks to the layered architecture of Temenos Infinity, Digital Teams don’t need to worry about the entire application stack during app development enabling banks to construct new apps and implement changes at speed.
API Orchestration Layer
A central piece to your digital landscape, Temenos Infinity offers a powerful API orchestration platform that communicates your apps to all backend systems and the crucial Temenos Infinity services such as workflow, rules, events and decisioning, removing complexity and enabling reusability and easy management of your back-end services and APIs.
Digital Banking Platform Tools
App Deployment Manager
Use industry-standard deployment manager to power your CI/CD process and manage the lifecycle of your apps end-to-end. Allow your Digital Teams to publish app changes quickly and efficiently across channels.
Decision Engine
Automate your complex business decisions with a powerful decisioning engine built on industry best practice solutions. Use a visual designer to create decision trees and change business rules via configuration without the need for heavy development. Use modern AI capabilities to power your bank’s business decisions.
Workflow Editor
Automate your business process with a powerful workflow editor built on industry best practice solutions. Use a visual workflow designer to define and change your banking processes Automate your business process with a powerful workflow editor built on industry best practice solutions. Use a visual workflow designer to define and change your banking processes with ease without heavy development. Have the freedom to connect your existing BPM solutions to Temenos Infinity easily to realize the most from your previous investments.
E2E Analytics
Track your customers through the entire customer lifecycle using advanced E2E analytics capabilities by Temenos Data Lake. Combine data collected from your front-end apps with data coming from your core banking and other enterprise systems to understand your customer’s behaviour and measure customer profitability through the entire lifecycle from on boarding to account closure.
Employee Facing App
Enable your product managers, digital marketers, branch employees, customer service agents and Digital Team with an administration tool to manage your digital banking platform. Maintain customer and employee-related information and configure the behaviour of digital banking applications from one place.
Regional Banking Models
Use regional pre-built 3rd party integrations in the area of local payments and KYC to get to market quickly.
Temenos Transact
Temenos Transact Retail Banking offers a functionally rich, flexible and agile core processing engine that enables your institution to offer personalized, customer- relevant products, while allowing for lower operational costs and increased ROE.
The solution offers rich product lifecycle management functionality, which enables you to quickly adapt to market conditions and needs – even during adverse conditions. Scalability, resilience and margin optimization are provided by the fact that the solution is available as SaaS, deployed on the cloud or on premise.
Retail Banking
Current / Checking Accounts & Deposits
- Current and Deposit Accounts
- Fixed Term Deposits
- Accounts in multiple currencies
- Household and individual level fee and product bundling plans
Personal
- Personal Loans
-
Unsecured Loans
-
Secured Lending
- Variable terms
- Restrictions on usage and term Flexible pricing engine
Mortgages
- Variable term, variable collateral
- Flexible product designers to allow for compliance with local market standards
- Hierarchical product engine allow for efficient creation of new products and the management of overall product lifecycle
Payments
- Payments Integrated with Temenos
- Payments Local payment circuits supported, including many pre-packaged
- Instant and Real Time Payment capabilities
Financial Crime Mitigation
- Integrated with Temenos Financial Crime Mitigation
- Watchlist screening built on advanced Al and Rules engine capabilities
- Advanced AML and anti-fraud transaction filtering
- Real time transaction examination and interception
- Low false positive rate based on Al driven automatic peer group creation and allocation to help to identify suspicious transactions
Data Analytics
- Integrated with Temenos Data and Analytics
- Embedded and predictive analytics to help bank staff to design and launch new products
Corporate Banking
Trade Finance
- Bullet and complex structures supported
- Multi-Currency capabilities
Corporate Lending & Credit Facilities
- Multi-level Agreement Structures
- Standardized Deal Structuring
- Collateral Management suite
- Covenants and Conditions Librariies
Cash Management
- Cash Management covering receivables, Transfers and Payments, Payments and Collections on Behalf of, and automated payments
- Hybrid Cash Pooling
- Physical Cash Pooling
- Notional Pooling
Trade Finance
- Enabling banks to provide automated Trade solutions
- Corporates can initiate transactions such as an Issuance of an Import LC through to checking documents presented and finally payment
- All traditional Trade products are supported
Treasury
- Treasury Integrated Treasury solution enabling management of banking and trading books holistically with real time position views across the bank's entire positions
- Full range of instruments supported covering FX, Cash, Deposits, Swaps and other derivatives
Payments
- Payments Integrated to Temenos Payments
- International Payments
- Full SWIFT automation including SWIFT GPI
- Multiple RTGS mechanisms supported
- Integration to local clearing circuits
- Real time and Instant Payments supported
Data Analytics
- Integrated with Temenos Data and Analytics
- Embedded and predictive analytics to help bank staff to design and launch new products
Financial Crime Mitigation
- Integrated with Temenos Financial Crime Mitigation
- Watchlist screening built on advanced Al and Rules engine capabilities
- Advanced AML and anti-fraud transaction filtering
- Real time transaction examination and interception
- Low false positive rate based on Al driven automatic peer group creation and allocation to help to identify suspicious transactions
Wealth and Mass Affluent
Offering support for Securities and Derivative trading activities to support both Wealth and Mass Affluent sectors.
Unparalleled breadth of instruments
- Equities
- Bonds & Paper
- Options & Futures
- Deposits / Cash Accounts
- Full Trade and Instrument Lifecycle
- Trade Booking and confirmation
- Internal and External Custody Operations
- Corporate Action definable STP
Treasury
Designed to meet the complete needs of a modern international treasury operation. Temenos Transact Treasury helps banks of all sizes reduce risk and improve profitability whilst safeguarding regulatory compliance.
Covering front, middle and back office on a single platform, treasury departments are able to leverage analytics, automation and STP to function with maximum efficiency, ensuring capital and liquidity is optimized, business lines readily funded and financial markets fully utilized.
Covering front, middle and back office on a single platform, treasury departments are able to leverage analytics, automation and STP to function with maximum efficiency, ensuring capital and liquidity is optimized, business lines readily funded and financial markets fully utilized.
Wide-range of asset classes and risks coverage
- FX
- Money Markets
- Equities
- Fixed Income
- Derivatives
- Structured Products